USE OF THIS CARD CONSTITUTES ACCEPTANCE OF THE FOLLOWING TERMS AND CONDITIONS. REDEEMABLE FOR MERCHANDISE AT LOFT, LOFT OUTLET, ANN TAYLOR, ANN TAYLOR FACTORY STORE, LOU & GREY, LOFT.COM, ANNTAYLOR.COM, LOFTOUTLET.COM, ANNTAYLORFACTORY.COM AND LOUANDGREY.COM. NOT VALID OUTSIDE OF THE US AND PUERTO RICO. UNLESS REMAINING BALANCE IS $5.00 OR LESS (OR LESS THAN $10.00 IN CA), CARD MAY NOT BE REDEEMED FOR CASH, EXCEPT WHERE OTHERWISE REQUIRED BY LAW. CARD DOES NOT EXPIRE AND THERE ARE NO FEES ASSOCIATED WITH USE. ADDITIONAL VALUE MAY BE PURCHASED AT ANY LOCATION LISTED ABOVE, EXCEPT ONLINE. CARD CANNOT BE USED FOR CREDIT ACCOUNT PAYMENT. WE CANNOT REPLACE A LOST, STOLEN OR DAMAGED CARD UNLESS YOU PRESENT AN ORIGINAL RECEIPT. REPLACEMENT CARD WILL BE ISSUED FOR REMAINING BALANCE ONLY. CHECK BALANCE ONLINE OR BY CALLING 1.888.808.5019. ISSUED BY ANN CARD SERVICES, INC.