This card is not available for issuance in certain countries and regions due to regulatory, compliance, or operational limitations. Optio reserves the right to amend this list at any time to ensure alignment with applicable laws, international sanctions, and internal policies. Users attempting to obtain or use this card in restricted regions may have their transactions declined or accounts suspended. Restricted Locations (Sudan, Cuba, Venezuela, Afghanistan, Iran, North Korea, Syria, Belarus, Russian Federation, Crimea region of Ukraine). Optio reserves the right to update these restrictions at any time in compliance with applicable laws and policies. Users attempting to obtain or use this card in restricted regions may have their transactions declined or accounts suspended. Disclaimer: Optio is not responsible for lost or stolen cards. The issuer reserves the right to modify or discontinue this product at any time without notice. If you do not provide the recipientEmail parameter, Optio is not liable for any issues, misuse, or security breaches caused by unsecured card activation links. By providing the recipientEmail, you ensure that only the specified email address can access the activation link for the card. This adds a crucial layer of protection against unauthorized access.